Broker Check

Cutting Out Uncle Sam (taxes)

If you don’t plan ahead, your heirs may receive only a portion of your money due to heavy estate taxation. BNJA can structure policies that discount your estate tax costs up to 90%. The largest amount possible is then passed along to your family and the charities you support.

Our team of attorneys set up an Irrevocable Life Insurance Trust, often simply called an “ILIT.” Inside the trust, a life insurance policy is purchased, which is the amount of estate tax you expect to pay upon your death.

The younger you start, the more advantages and the more of your estate that can be passed along to your heirs.