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If you will be receiving a traditional pension when you retire, you may want to consider using a pension strategy for part of your retirement income. Depending on your age and overall health, using your pension with Life Insurance may save you each year. This money can then be used as retirement while still providing your surviving spouse with the income they would need if you are no longer around.
You can access the money inside your life insurance policy. Policies that have been in force for many years can be borrowed against, creating a tax-free stream of income that can be used for retirement, paying college costs, or anything else. BNJA can help you navigate the options.